Decimal vs Found

Detailed side-by-side comparison

Decimal

From $1500/mo

Decimal is a comprehensive accounting and finance platform built specifically for startups and high-growth companies that need investor-grade financial reporting. It combines advanced technology with dedicated accounting teams and CFO advisory services to provide full-service bookkeeping, real-time dashboards, and strategic financial guidance for scaling businesses.

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Found

Free

Found is an all-in-one banking and tax solution designed exclusively for self-employed individuals, freelancers, and solopreneurs. It offers a free business checking account with built-in automatic tax calculations, expense tracking, and quarterly tax savings features to simplify financial management for independent workers.

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Feature Comparison

Feature	Decimal	Found
Target Audience	Startups and high-growth companies with complex accounting needs and investor reporting requirements	Self-employed individuals, freelancers, and solopreneurs with straightforward tax and banking needs
Bookkeeping & Accounting	Full-service bookkeeping with dedicated accounting teams, automated month-end close, and CFO advisory services	Basic expense tracking and categorization designed for simple self-employment finances
Tax Management	Tax preparation and compliance support as part of comprehensive accounting services	Automatic tax withholding, quarterly tax estimations, and 1099/Schedule C preparation assistance built into the platform
Banking Services	Integrates with major banking platforms but does not provide banking services directly	Includes a business checking account with no monthly fees or minimum balance requirements
Financial Reporting	Real-time financial dashboards with investor-grade reporting suitable for board meetings and fundraising	Basic expense reports and tax summaries focused on self-employment tax obligations
Human Support	Dedicated accounting team and access to CFO-level financial advisors for strategic guidance	Primarily self-service with support available, but no dedicated team or advisory services

Pricing Comparison

Decimal starts at $1,500/month reflecting its full-service model with dedicated teams and comprehensive CFO services for growing companies. Found offers a free tier with no monthly account fees, making it accessible for solopreneurs, though premium tax filing services require upgrading to a paid tier.

Verdict

Choose Decimal if...

Choose Decimal if you're a startup or high-growth company that needs professional accounting services, investor-grade financial reporting, and strategic CFO guidance to support fundraising and scaling operations.

Choose Found if...

Choose Found if you're self-employed, a freelancer, or solopreneur who needs a simple, free banking solution with automated tax calculations and quarterly tax savings without complex accounting requirements.

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Accounting

Pros & Cons

Decimal

Pros

+ Combines technology with expert human accountants for accuracy
+ Purpose-built for startups with investor-grade reporting
+ Proactive financial guidance from experienced finance professionals
+ Streamlined onboarding and migration from existing systems

Cons

- Higher price point compared to basic bookkeeping software
- May be overkill for very small businesses or solopreneurs
- Limited to U.S.-based companies

Found

Pros

+ Purpose-built for self-employed individuals with tax-focused features
+ No monthly account fees or minimum balance requirements
+ Automated tax savings removes guesswork from quarterly taxes
+ Simple, user-friendly mobile-first interface

Cons

- Limited features for businesses with employees or complex needs
- Premium tier required for full tax filing services
- Fewer integrations compared to traditional accounting software