Melio

Melio

Melio is a accounts payable and receivable platform designed for small businesses to streamline bill payments and invoicing. It enables businesses to pay vendors via bank transfer, check, or card while vendors receive payments in their preferred method.

Free plan available

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Features

Pay bills via bank transfer, credit card, or debit card
Schedule and automate recurring payments
Accept customer payments through online invoices
Sync with QuickBooks and Xero accounting software
Send digital or physical checks to vendors
Multi-user access with approval workflows

Pros & Cons

Pros

  • +Free for ACH bank transfers with no monthly subscription
  • +Pay vendors by card even if they only accept checks
  • +Seamless integration with major accounting platforms
  • +Earn credit card rewards on business payments

Cons

  • -2.9% fee for credit card payments can add up quickly
  • -Vendor delivery times vary depending on payment method
  • -Limited international payment support

Pricing

PlanPriceFeatures
Free$0/moUnlimited ACH bank transfers, Schedule payments, QuickBooks and Xero sync, Unlimited users
Pay Per UseTransaction feesAll free features, Credit card payments (2.9% fee), Debit card payments (1% fee), Paper checks ($1.50 per check)

Quick Info

Starting Price
Free
Features
6 listed

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