Ramp

Ramp

Ramp is a corporate card and spend management platform that helps businesses save money through automated expense management, real-time tracking, and intelligent insights. It combines corporate cards, expense management, bill payments, and accounting automation in one platform to help finance teams close books faster and reduce costs.

Free plan available

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Features

Corporate cards with customizable spending controls and limits
Automated expense tracking and receipt matching
Accounts payable and bill payment automation
Real-time accounting software integrations (QuickBooks, NetSuite, Xero)
AI-powered spend insights and savings recommendations
Multi-entity and multi-currency support

Pros & Cons

Pros

  • +No annual fees, foreign transaction fees, or card fees
  • +Powerful automation reduces manual expense reporting time by up to 5 hours per week
  • +Intelligent insights help companies save an average of 3.3% annually
  • +Seamless integrations with major accounting platforms

Cons

  • -Requires business bank account and credit check for approval
  • -May have higher approval standards compared to some competitors
  • -Some advanced features require higher spending thresholds

Pricing

PlanPriceFeatures
Free$0/moUnlimited corporate cards, Expense management, Bill payments, Accounting integrations, Mobile app access
PlusCustom pricingEverything in Free, Multi-entity support, Advanced controls and workflows, Dedicated account manager, Priority support
EnterpriseCustom pricingEverything in Plus, Custom integrations, Advanced security features, Unlimited users and cards, White-glove onboarding

Quick Info

Starting Price
Free
Features
6 listed

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