Novo

Novo

Novo is a small business banking platform designed specifically for SMBs, startups, and freelancers, offering integrated business checking accounts with built-in invoicing, expense tracking, and accounting integrations. It provides a modern banking experience with no monthly fees and tools to help entrepreneurs manage their finances efficiently.

Free plan available

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Features

Business checking accounts with no monthly fees
Integrated invoicing and payment acceptance
Automatic expense categorization and tracking
Seamless integrations with QuickBooks, Xero, and other accounting tools
Mobile and web-based banking access
Multiple debit cards for team members

Pros & Cons

Pros

  • +No monthly account fees or minimum balance requirements
  • +User-friendly interface designed for small business owners
  • +Fast account opening process with minimal paperwork
  • +Built-in tools reduce need for multiple financial platforms

Cons

  • -Limited physical banking options as it's digital-only
  • -Interest rates on deposits are typically lower than traditional banks
  • -Some advanced features require third-party integrations

Pricing

PlanPriceFeatures
Standard Account$0/moFree business checking account, No monthly fees, Unlimited transactions, Mobile and web access, One free debit card, Basic integrations
Additional ServicesPay-as-you-goAdditional debit cards ($5 per card), Wire transfers ($25 outgoing), Cash deposits via third-party, Premium integrations available

Quick Info

Starting Price
Free
Features
6 listed

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